We live in - what's called - mixed economy in United States. And the mixture is that government is involved in almost everything. (...) Probably the least regulated industry in U.S. is technology, which is doing very well (...) The most regulated industry in the world is financial services. It's not surprising that the most regulated industry, the least free industry, is the one where we have the biggest problems.

John Allison "The Financial Crisis and the Free Market Cure - A Conversation with John A. Allison"